10 Essential Steps to Take After a Catastrophic Auto Accident in Detroit, MI
A catastrophic auto accident can turn life upside down in an instant. Whether it results in traumatic brain injury (TBI), spinal cord damage, amputations, or other severe injuries, knowing what steps to take immediately after the accident can significantly impact medical recovery, financial security, and long-term care planning.
If you or a loved one has been involved in a catastrophic auto accident in Detroit, follow these 10 essential steps to protect your health, legal rights, and future.
1. Seek Immediate Medical Attention 🚑
In Detroit, high-impact crashes are unfortunately common due to heavy traffic and highway congestion. Whether the accident occurs on I-75, I-94, or Woodward Avenue, seeking immediate medical care is crucial.
✔️ Call 911 immediately if you or anyone involved is seriously injured.
✔️ Follow all medical recommendations at the scene and after discharge.
✔️ Keep records of all treatments, diagnoses, and medications.
Detroit Receiving Hospital, a Level I Trauma Center, specializes in treating catastrophic auto accident injuries. Other major hospitals include Henry Ford Hospital and Beaumont Hospital, Dearborn, both offering advanced trauma and rehabilitation services.
2. Document the Scene (If Possible) 📸
If physically able, gather evidence at the scene of the accident. This is crucial for insurance claims and potential legal action.
✔️ Take clear photos of the accident, including vehicle damage, road conditions, and visible injuries.
✔️ Collect witness statements and contact information for future reference.
✔️ Make notes about the accident while details are still fresh in your mind.
Detroit’s traffic cameras may have also recorded the crash. MDOT (Michigan Department of Transportation) cameras on highways may provide additional evidence.
3. File a Police Report 🚔
A police report is essential for documenting the accident and determining fault.
✔️ Request a copy of the police report from the Detroit Police Department (DPD) or Michigan State Police if the accident happened on a freeway.
✔️ Ensure all details are accurate and notify authorities of any discrepancies.
✔️ Keep the report for insurance and legal purposes.
You can obtain Detroit police reports online or in person through the Detroit Police Department’s Records and Identification Section.
4. Notify Your Insurance Provider 📞
Michigan operates under a no-fault insurance system, meaning Personal Injury Protection (PIP) benefits may help cover medical costs, lost wages, and home care needs.
✔️ Provide only factual details and avoid admitting fault.
✔️ Request details about PIP coverage, including whether attendant care services (for in-home support) are covered.
✔️ Keep track of all communication with your insurance provider.
5. Understand Your Legal Rights ⚖️
If another driver caused the accident, you may be entitled to compensation for medical expenses, pain and suffering, and long-term care costs.
✔️ Consult a personal injury attorney in Detroit who specializes in catastrophic injuries.
✔️ Understand Michigan’s no-fault insurance laws and how they affect your case.
✔️ Determine if a legal claim can help cover ongoing care expenses.
For legal guidance, visit Michigan Auto Law, which focuses on auto accident cases in the Detroit area.
6. Begin the Rehabilitation Process 🏥
Catastrophic injuries often require intensive rehabilitation to regain mobility and function.
✔️ Work with specialists such as physical therapists, occupational therapists, and neurologists.
✔️ Follow prescribed therapy regimens for recovery and strength-building.
✔️ Consider home-based therapy services for more personalized care.
In Detroit, Rehabilitation Institute of Michigan (RIM) is one of the top rehab centers for spinal cord injuries, traumatic brain injuries, and mobility recovery.
7. Plan for Long-Term Care Needs 🏡
Serious injuries often lead to long-term care needs, such as in-home assistance with daily tasks, mobility support, and medical monitoring.
✔️ Assess home care options for personal care and nursing support.
✔️ Modify the home for accessibility (wheelchair ramps, stair lifts, etc.).
✔️ Look into insurance benefits that cover long-term home care.
For more details on home care funding options, visit Medicaid.gov.
8. Seek Emotional and Mental Health Support ❤️
Coping with a life-changing injury can be emotionally overwhelming. Many survivors experience depression, anxiety, or PTSD after an accident.
✔️ Consider therapy or counseling to help process trauma.
✔️ Join support groups for individuals recovering from catastrophic injuries.
✔️ Lean on family, friends, and community resources for emotional support.
Detroit’s Wayne State University Psychological Services Center and The Guidance Center offer mental health support for accident survivors dealing with PTSD and trauma recovery.
9. Explore Financial Assistance & Benefits 💰
Catastrophic injuries often bring significant medical expenses. Understanding your financial options can reduce stress and ensure access to necessary care.
✔️ Check auto insurance benefits under Personal Injury Protection (PIP).
✔️ Apply for disability benefits through Social Security Disability Insurance (SSDI).
✔️ Explore state and federal assistance programs for medical and home care costs.
10. Work with a Home Care Provider for Long-Term Support 🏠
Many catastrophic auto accident survivors in Detroit require daily in-home assistance to maintain their quality of life. Professional home care services can help with:
✔️ Skilled nursing care – Medication management, wound care, and monitoring.
✔️ Physical & occupational therapy – Supporting rehabilitation and recovery.
✔️ Daily personal care – Assistance with bathing, dressing, and hygiene.
✔️ Mobility support – Helping individuals adjust to wheelchairs, prosthetics, and adaptive equipment.
At AdvisaCare, we specialize in home health services for individuals recovering from catastrophic injuries. Whether you need skilled nursing, rehabilitation support, or daily personal care, we’re here to help.
📞 Contact us today to learn how we can support you and your loved one in Detroit and the surrounding areas.