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Auto No Fault

Michigan’s Auto No Fault Insurance provides lifetime benefits to cover medical expenses for those injured as a result of a motor vehicle accident. This can include acute care hospital stays, rehabilitation (both in and out patient), and home care services. Individuals who have suffered catastrophic brain or spinal cord injuries usually require up to 24-hour attendant care services upon returning home.

AdvisaCare, a member of the Michigan Brain Injury Provider Council and the Committee to Protect Auto No-Fault, prides itself on its ability to meet the unique and complex care needs of these patients. Nurses, CNAs and Home Health Aides are specially trained to provide services that may include:

  • Supervision and safety monitoring
  • Tracheostomy and ventilator care
  • Wound care
  • Feeding tubes
  • Activities of daily living assistance
  • Transportation to medical appointments
  • Personal care (bathing, dressing, oral care)
  • Incontinence care
  • Bowel programs and catheter care
  • Medication administration
  • Light housekeeping and laundry
  • Shopping & errands
  • Social engagement

Legislative Update:

On June 7th the Michigan Senate passed bills 1014 and 787. The bills propose the following.

  1. SB 787 would allow seniors over the age of 65 to opt out of lifetime coverage and cap their benefits at $50,000.
  2. SB 1014 limits family attendant care to 56 hours per week at a ‘reasonable and customary rate’ and the remaining 16 hours would be paid at a rate of $15 per hour.
  3. Creates an unbalanced fraud authority that would be founded by insurance companies for now.
  4. $400,000 cap on accident victims seeking benefits through assigned claims.

Essentially these bills would erode protections for residents who suffer catastrophic injuries in car accidents and shift the cost of care to Michigan taxpayers. This is not what is in the best interest of the people.

Let’s work together and get these bills thrown out. Click here to find your district representative and tell them to vote “NO” on SB 787 and SB 1014!

 

We’d love to listen and work together to develop an individual care plan for clients and families!

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